Cliché 8 – You had me at ‘Versicherung’

Remember this scene from Family Guy?

Well, just like Peter, Germans love their Versicherung (insurance)! You can get insured for pretty much anything in Germany! Pet insurance, household insurance, personal liability insurance, legal assistance insurance, travel insurance, car insurance, bicycle insurance, unemployment insurance, kidnapping and ransom insurance… ok that last one isn’t particularly popular, but you get the point!

Both health insurance and car liability insurance are mandatory in Germany, and many landlords will not let you rent a place without personal liability insurance. Whilst having certain types of insurance is definitely a good idea, some people might think that it’s overkill to have your own personal insurance advisor, as many Germans do.

So what’s the verdict? Germans don’t like their insurance. They LOVE it. This myth is absolutely:


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